ACTION BY CREDITOR: SEND YOU A LETTER Did you receive a letter threatening to sue from PORTFOLIO RECOVERY ASSOCIATES LLC (PRA)? Or worse -did you get served with a lawsuit already? You have a limited amount of time to take action. The Law Office of Alberto H. Hernandez can help you resolve this debt! PORTFOLIO [...]
When a lawsuit is filed against you by a credit card company or collection agency for a past due debt, there is a limited amount of time to act or a judgment can be filed against you. Once it is filed, the judgment is valid in the state of Florida for 20 years. Judgments may [...]
DO NOT THROW AWAY A LETTER FROM OUR OFFICE UNTIL YOU READ AND REVIEW IT. Please know we only represent people who owe money to a person or company, we do not represent creditors! If you get a letter from our office, and you are not already our client, it is because you have been [...]
Creditors come to wage garnishment when they obtain a court ruling providing them with a judgment in state court. In essence, after giving the proper notice requirements set by law and winning their lawsuit from the debtor who is not paying their bills on time, the creditors can garnish the debtor's wages. After [...]
When it comes to wages or bank garnishment, an experience Miami garnishment attorney could be your best option. Most people do not understand what a wage or bank garnishment entails. A writ of garnishment is one of the hardest things to deal with once received because once filed by your creditors, your creditors [...]
According to the administration and wall street, the economy may be on the road to recovery, and truth is that bankruptcy filings and foreclosure numbers are down. I am Alberto H. Hernandez, a Miami bankruptcy lawyer, who specializes in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure Defense, Residential Loan Modifications, and Debt Collection [...]
Garnishment can be a nightmare. Without much warning, you can wake up to find your account overdrawn or part of your wages missing from your paycheck. A garnishment is a way for a creditor to receive repayment for a debt that you owe. If you have debt, it is important to know who [...]
