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Start checking your emails and texts for debt collection messages starting in 2021

If you have outstanding debt which is currently in collections, you may see an increase in text messages and emails more often in 2021. The CFPB released an update that debt collectors will be able to use these methods in addition to traditional collection calls to collect on a debt. According to the rule, you [...]

2021-01-04T14:49:48+00:00 December 31st, 2020|Categories: Debt Collection, Summons & Lawsuits|0 Comments

New Florida Judgment Interest Rate Set to start October 1, 2020

When a lawsuit is filed against you by a credit card company or collection agency for a past due debt, there is a limited amount of time to act or a judgment can be filed against you. Once it is filed, the judgment is valid in the state of Florida for 20 years. Judgments may [...]

2020-09-10T18:18:09+00:00 September 10th, 2020|Categories: Bankruptcy, Debt Collection, Summons & Lawsuits, Wage Garnishment|0 Comments

Received a lawsuit from MIDLAND CREDIT MANAGEMENT LLC? Here’s what to do.

ACTION BY CREDITOR: SEND YOU A LETTER Did you receive a letter threatening to sue from MIDLAND CREDIT MANAGEMENT LLC (MCM)? Or worse -did you get served with a lawsuit already? You have a limited amount of time to take action. The Law Office of Alberto H. Hernandez can help you resolve this debt! MIDLAND [...]

Advertisement letters from Attorneys

DO NOT THROW AWAY A LETTER FROM OUR OFFICE UNTIL YOU READ AND REVIEW IT. Please know we only represent people who owe money to a person or company, we do not represent creditors! If you get a letter from our office, and you are not already our client, it is because you have been [...]

2020-06-30T20:26:44+00:00 March 11th, 2020|Categories: Bankruptcy, Debt Collection, Wage Garnishment|0 Comments

Don’t Be Fooled By Fake Debt Collectors

In this day and age, it is so simple for anyone to gain access to your personal information. Information such as your full name, address, birthdate, and phone numbers are requested and sometimes published on your Facebook account. Even a simple google search can help you locate a lot of information listed on a random website [...]

2018-10-04T18:18:33+00:00 October 4th, 2018|Categories: Debt Collection|Comments Off on Don’t Be Fooled By Fake Debt Collectors

Save More Money, Spending Less

According to a recent survey by TD Bank, almost half of the South Floridians who were asked are looking top save more and spend less in 2015. However, with looming credit card debt, high minimum payments and interest rates, it may prove to be more difficult that expected. Those individuals that are living [...]

2018-09-27T19:53:51+00:00 September 27th, 2018|Categories: Debt Collection|Comments Off on Save More Money, Spending Less

Famous Athletes and their Debt leading to Bankruptcy

In recent years, various well-known athletes from all sports have filed for bankruptcy, These problems arise, often times due to high divorcement rates, gambling addictions, poor business investments, (etc.). These high-profile names range from; basketball to hockey, soccer to baseball, and many other competitive activities. Some of the athletes listed below are considered to be the greatest in [...]

2018-09-27T19:40:27+00:00 September 27th, 2018|Categories: Bankruptcy, Debt Collection|Comments Off on Famous Athletes and their Debt leading to Bankruptcy

US Consumer Debt Increases At The End Of 2014

As the economy stabilizes and there is an increase in consumer confidence, there is a coinciding increase in consumer debt. In fact, the Federal Reserve released a statement earlier this month that showed that consumer borrowing increased by $14.1 billion in November and another $16 billion increase in October. The largest increase occurred within [...]

2018-09-27T19:31:53+00:00 September 27th, 2018|Categories: Debt Collection|Comments Off on US Consumer Debt Increases At The End Of 2014

What does the Fair Debt Collection Practices Act Mean to you?

The Fair Debt Collection Practices Act was created in 1996 and dictates what a debt collector can do and how they can act when they contact someone who owes a debt. The number of calls and letters sent by collection agencies can sometimes be overwhelming. In previous blog posts, we have covered the option of filing for bankruptcy [...]

2018-09-27T17:55:22+00:00 August 24th, 2018|Categories: Debt Collection|Comments Off on What does the Fair Debt Collection Practices Act Mean to you?