When it comes to wages or bank garnishment, an experience Miami garnishment attorney could be your best option. Most people do not understand what a wage or bank garnishment entails. A writ of garnishment is one of the hardest things to deal with once received because once filed by your creditors, your creditors ask the court to authorize the removal of 25% of your gross wages or any available balance in your the bank. More importantly, when you receive a writ of garnishment, the process may have already begun behind the scenes.
The attorneys that file the garnishment on behalf of the creditor have already contacted your employer or your bank by the time you are informed. A Miami garnishment attorney can quickly help you communicate with the court to help stop the process from continuing. An experienced garnishment attorney can help you file your claim of exemptions, which, if you qualify, can stop the garnishment. After I help you stop the garnishment, I can also help you enter into an affordable payment plan to help you repay the debt and make sure that the creditor does not try to garnish your wages or garnish your bank account in the future.
There is also the option of filing for chapter 7 bankruptcy or chapter 13 bankruptcy to stop a garnishment permanently. If you stop a garnishment using a chapter 7 bankruptcy or a chapter 13 bankruptcy, you will not be required to enter into a payment plan with your creditor because you eliminate your debt when you receive a discharge. At the Miami Bankruptcy Law Firm of Alberto H. Hernandez, P.A., I can review your garnishment documents and make sure you file any required documentation to stop your garnishment. I will make sure you understand your options through a free garnishment consultation. Prevent a future garnishment if you already owe your creditors for unpaid bills. Call us directly at (305) 820-0334, and discuss your particular situation with an experienced garnishment attorney.