The United States Courts system has just released its quarterly reports showing that national bankruptcy filings are down by 12 percent on average. In the state of Florida, the average decrease in filing stands at 13 percent, totally consistent with the overall national picture. This first quarterly report for 2015 compares filings at [...]
Once in the attorney's office, before you speak to the attorney and seek out all your options, bankruptcy or otherwise, you will probably be given an intake form to provide your contact information with general questions as to your income, debts, and assets. It is of utmost importance that you fill out that [...]
What happens when you go meet a Miami Bankruptcy Lawyer? The first thing that should happen is that you need to be speaking to the attorney and not to a paralegal. Your financial situation is too important to allow a potentially low-level employee to decide whether you should be undertaking a very crucial process in the first [...]
After reading Part I, you now know that the bankruptcy petition preparer had to present you with a written contract, payment terms and examples of work to be done but they could not give you any legal advice. ( See Blog Archive-Florida Bankruptcy Without an Attorney -Part I.) If you have read Part II, [...]
Filing a bankruptcy petition to eliminate or lessen the burden of debts is a personal choice that is usually made under less than ideal circumstances. Many people believe that filing bankruptcy in Miami can remedy their financial situation even without the need of an experienced Miami bankruptcy lawyer. Moreover, not only do some [...]
You have met with a bankruptcy petition preparer, you have paid them, and now you have questions. For starters, you want to save your house and you want to know what chapter of the bankruptcy code you can file. You also want to know if you can lower the interest on your motor vehicle and keep [...]
According to a study conducted by Moody's Analytics, those under 35 are not saving their money. As a matter-of-fact, the savings rate for people under 35 has declined to negative 2%, this means that millennials' expenses exceed what they earn. Not surprisingly, millennials are the only age group that has a negative savings [...]
As many of us know, Americans love to spend money. The question that should be asked is where do you find yourself spending the most money? Is it buying tickets to sports/entertainment events like Miami Heat games? Is it buying music, books, or even tickets to the movies? Better yet, is it waiting [...]
Although residents in Hialeah and in Miami-Dade County are rejoicing at the end of the recession, there is an even larger crisis that can cause yet another economic plight. The United States and cities like Miami and Hialeah are facing a financial education crisis; it is increasingly difficult for us to understand the [...]
Radio Shack is best known as the neighborhood electronics store. For many years Radio Shack hailed at the top of electronic stores internationally having had locations as far as Australia, the UK, Canada, and currently Mexico. Radio Shack, the company, was founded in 1921 by Theodore and Milton Deutschmann in Boston, Massachusetts. In the 1960's the brothers and their [...]
