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Florida Bankruptcy Filings and National Bankruptcy Filings are Down Again

The United States Courts system has just released its quarterly reports showing that national bankruptcy filings are down by 12 percent on average. In the state of Florida, the average decrease in filing stands at 13 percent, totally consistent with the overall national picture. This first quarterly report for 2015 compares filings at [...]

2018-10-04T18:08:35+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on Florida Bankruptcy Filings and National Bankruptcy Filings are Down Again

The Miami Bankruptcy Attorney Interview Process – Part II

Once in the attorney's office, before you speak to the attorney and seek out all your options, bankruptcy or otherwise, you will probably be given an intake form to provide your contact information with general questions as to your income, debts, and assets. It is of utmost importance that you fill out that [...]

2018-10-04T17:57:47+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on The Miami Bankruptcy Attorney Interview Process – Part II

The Miami Bankruptcy Attorney Interview Process- Part I

What happens when you go meet a Miami Bankruptcy Lawyer? The first thing that should happen is that you need to be speaking to the attorney and not to a paralegal. Your financial situation is too important to allow a potentially low-level employee to decide whether you should be undertaking a very crucial process in the first [...]

2018-10-04T17:55:09+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on The Miami Bankruptcy Attorney Interview Process- Part I

Florida Bankruptcy Without An Attorney – Part III of III

After reading Part I, you now know that the bankruptcy petition preparer had to present you with a written contract, payment terms and examples of work to be done but they could not give you any legal advice. ( See Blog Archive-Florida Bankruptcy Without an Attorney -Part I.) If you have read Part II, [...]

2018-10-04T17:52:33+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on Florida Bankruptcy Without An Attorney – Part III of III

Filing for Bankruptcy in Miami Without an Attorney – Part I of III

Filing a bankruptcy petition to eliminate or lessen the burden of debts is a personal choice that is usually made under less than ideal circumstances. Many people believe that filing bankruptcy in Miami can remedy their financial situation even without the need of an experienced Miami bankruptcy lawyer. Moreover, not only do some [...]

2018-10-04T17:47:43+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on Filing for Bankruptcy in Miami Without an Attorney – Part I of III

Florida Bankruptcy Without An Attorney – Part II of III

You have met with a bankruptcy petition preparer, you have paid them, and now you have questions. For starters, you want to save your house and you want to know what chapter of the bankruptcy code you can file. You also want to know if you can lower the interest on your motor vehicle and keep [...]

2018-10-04T17:45:20+00:00 October 4th, 2018|Categories: Bankruptcy|Comments Off on Florida Bankruptcy Without An Attorney – Part II of III

Millennials Are Not Saving Money

According to a study conducted by Moody's Analytics, those under 35 are not saving their money. As a matter-of-fact, the savings rate for people under 35 has declined to negative 2%, this means that millennials' expenses exceed what they earn. Not surprisingly, millennials are the only age group that has a negative savings [...]

2018-10-04T17:39:34+00:00 October 4th, 2018|Categories: Savings and Financials|Comments Off on Millennials Are Not Saving Money

What Do Miami Residents Spend The Most Money On?

As many of us know, Americans love to spend money. The question that should be asked is where do you find yourself spending the most money? Is it buying tickets to sports/entertainment events like Miami Heat games? Is it buying music, books, or even tickets to the movies? Better yet, is it waiting [...]

2018-10-04T17:36:36+00:00 October 4th, 2018|Categories: Savings and Financials|Comments Off on What Do Miami Residents Spend The Most Money On?