We all know that our credit score is very important in the United States. One of the main concerns after filing for bankruptcy is reestablishing good credit again and improving your credit score. After years of failed payments and negative reports, your credit rating is at a less than stellar number than before. A FICO score of 800 is something most individuals strive to achieve. However, according to a 2012 FICO study, only about 18.4% of the population has achieved that kind of credit score.
- Establish a long credit history
- Pay your bills on time
- Use your credit cards sparingly
- Diversify your accounts
- Cut Spending