As Americans, we plan for retirement from the time we begin working. Every time we clock in, every time we file our taxes, every time we contribute to our 401k and IRA accounts – we are planning and creating a cushion for the golden years. However, something that most do not consider to work on [...]

If you own your own home, then chances are great that the biggest expense that is associated with your bills involves payment of your rent or mortgage. In the golden years, most people are thinking of enjoying their retirement in simple comfort. However, for the large percentage of homeowners of retirement age, the mortgage [...]