As a homeowner, the last thing you want to hear is that your home is in foreclosure. If you are behind on your mortgage payments, this may be a situation you will have to face. When you served with a foreclosure summons, you have approximately 20 days to respond to the foreclosure complaint. [...]
At first glance, deciding which comes first, the chicken or the egg, seems a trivial and amusing matter. However, if one considers the philosophical implications of the question, it can be said that one may be trying to determine and solve the theory of evolution and timing of the creation of man. Similarly, for those [...]
During an active bankruptcy case, individuals who file a Chapter 13 bankruptcy and some of those who even file a Chapter 7 bankruptcy, may receive a proof of claim. Proof of claim forms is a natural process of the bankruptcy filing and it is nothing to be alarmed about. Proof of claims is [...]
South Florida bankruptcy attorneys usually see a good amount of older residents who may need debt relief. After all, since people are living longer and many South Florida residents have permanently settled in our state for its balmy weather, it is expected that many of these folks have unpaid debts which need to be addressed.Often, the elderly are accompanied [...]
A practicing bankruptcy attorney in Miami-Dade, Broward or Palm Beach, will undoubtedly see a client who comes in with a court order to pay delinquent child support payments and with no apparent ability to catch-up. Of course, many times this prospective client will probably be looking to the bankruptcy option just because a possible [...]
My law practice focuses on debtor-creditor law. My daily tasks are to interpret different factual scenarios provided by prospective clients in order to find out what is the best course of action to take in light of the circumstances and particular situation at the time of the consultation. Many times my clients come [...]
If you own your own home, then chances are great that the biggest expense that is associated with your bills involves payment of your rent or mortgage. In the golden years, most people are thinking of enjoying their retirement in simple comfort. However, for the large percentage of homeowners of retirement age, the mortgage [...]
A bankruptcy attorney practicing in South Florida regularly sees clients who are not legally residing in the United States. Many of these prospective clients have spent years in the area, have raised families and in the process have acquired debts and ongoing financial responsibilities. Many times, an unexpected situation such as a loss [...]
When a person decides to file a bankruptcy, all legal and equitable interest of the debtor in property as of the commencement of the bankruptcy case belong to the bankruptcy estate. The bankruptcy estate becomes the responsibility of the bankruptcy trustee who controls and administers the property of the estate. The bankruptcy trustee [...]
Creditors come to wage garnishment when they obtain a court ruling providing them with a judgment in state court. In essence, after giving the proper notice requirements set by law and winning their lawsuit from the debtor who is not paying their bills on time, the creditors can garnish the debtor's wages. After [...]
