The Southern District Division of the Florida Bankruptcy Court, including the counties of Monroe, Miami-Dade, Broward, and Palm Beach County, now allows for loss mitigation options to be negotiated through the bankruptcy court system including the modification of mortgages as of April 1, 2013. The purpose of the LMM program in the bankruptcy [...]
One of the most common subjects of conversation in my office revolves around a discussion of what to do with the property of a client who has promised to make mortgage payments to a bank but has fallen behind on these payments. Most often the scenario involves a principal residence or investment home [...]
Most people cringe at the sight of a summons and complaint delivered by a sheriff or a process server. Please do not kill the messenger, you are being sued by someone and these folks are just doing their job and that is why they need to find you. Most process servers will try [...]
In my experience, most people in South Florida who seek advice regarding their debt and bankruptcy options want to pay some or all of their debt outside of bankruptcy if the creditors would give them a viable way of paying for that debt. Many times it is obvious that if only the creditor [...]
One of the main things to take into account before deciding to file for bankruptcy protection from creditors is to know if a prospective client may lose assets or property in the process. It is the duty of a bankruptcy attorney to discuss any remote possibility that their client's property or assets may [...]
