Filing for Chapter 7 Bankruptcy is often not an easy decision to make. When you are overwhelmed with credit card debt and medical bill debt and you want to stop debt collector calls, a chapter 7 bankruptcy may be a good solution. When you make an appointment to meet with a Miami Bankruptcy Attorney, you may [...]
When it comes to wages or bank garnishment, an experience Miami garnishment attorney could be your best option. Most people do not understand what a wage or bank garnishment entails. A writ of garnishment is one of the hardest things to deal with once received because once filed by your creditors, your creditors [...]
Effective October 10, 2014, the Miami Bankruptcy Court in Miami has changed locations to the C. Clyde Atkins United States Courthouse, 301 North Miami Avenue, Miami, FL 33128. As of now, all scheduled 341 hearings will still be heard at the Claude Pepper Federal Building located at 51 SW 1st Ave, Miami, FL [...]
Welcome to the aHernandezLaw.Com legal blog. We are a Miami bankruptcy law firm who offer debt relief solutions to people in financial difficulties via an array of legal instruments such as bankruptcy relief, loan deification and foreclosure defense under the Bankruptcy Code. One of the most common cases we see at our firm [...]
At the Miami Bankruptcy Law Firm of Alberto Hernandez, we are well known for our work with consumer debt. However, in recent years, it has become more common for individuals to go into business for themselves. A popular concern is seen during the free bankruptcy consultation offered to first time prospective clients is regarding their business. [...]
According to the administration and wall street, the economy may be on the road to recovery, and truth is that bankruptcy filings and foreclosure numbers are down. I am Alberto H. Hernandez, a Miami bankruptcy lawyer, who specializes in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure Defense, Residential Loan Modifications, and Debt Collection [...]
For families and individuals filing bankruptcy in Miami, the idea of attending a court hearing may be very unsettling to most individuals. Some people associate a certain stigma with legal proceedings and would rather avoid the whole process, if at all possible. Rest assured, there is nothing to be worried about. At the Miami bankruptcy law firm [...]
In the South Florida area, there is an overwhelming amount of commercials on TV, radio and print media promoting debt relief or debt reduction services. Many of these consist of some type of debt consolidation, personal loans, and yes, even bankruptcy. Not because we are a Miami bankruptcy law firm, but what is [...]
The Fair Debt Collection Practices Act was created in 1996 and dictates what a debt collector can do and how they can act when they contact someone who owes a debt. The number of calls and letters sent by collection agencies can sometimes be overwhelming. In previous blog posts, we have covered the option of filing for bankruptcy [...]
One of the biggest parts of the so-called "American Dream" is purchasing your own home. However, if you have filed for bankruptcy, this may be a dream deferred. As discussed in other blog posts, re-building your credit takes time and effort on your part but it is not an unreachable goal. This same concept applies towards [...]
