Alberto H. Hernandez a Medley Bankruptcy Attorney

Bankruptcy and Debt Solutions for Medley Debtors

In a perfect world there would be no need for debt attorneys or bankruptcy attorneys in Medley. People would just settle their financial matters without the need of an attorney through peaceful win-win negotiation. Most creditors would accept something instead of nothing. Creditors would accept what a debtor can pay and allow for changes to a previously agreed on contract or agreement. But, the world doesn’t work like that. Many of my clients have attempted to work things out by trying to make adjustments to their obligations based on their inability to pay the agree-upon the amount only to have their good faith offers declined. You need to have someone on your corner who will deal with these circumstances before it is too late.

Don’t Go at It Alone

When you receive collection letters, calls or get sued by a creditor, it is natural to sense panic. We will sit down with you and assist you, to learn your legal rights and the nature of the matter. Some things creditors do go against federal law. Sometimes creditors ignore the contract terms which govern the relationship that you have with the creditor. Many times, creditor’s collection activities are strictly forbidden by law. Lastly, sometimes the creditor has not provided proper or timely notice to you of any default or legal proceedings instituted against you. You cannot be expected to know all these things. After all, you do not read state contract and federal bankruptcy law for a living. We can:

• Review your contract
• Review your mortgage
• Review your credit card statements
• Review your payment history
• Review the lawsuit and exhibit filed against you
• Review the service of process of the lawsuit
• Assess the need to file and answer and defend your lawsuit
• Assess the need to file a bankruptcy or another responsive pleading

Affordable Medley Bankruptcy Lawyer and Debt Legal Services

A cheap Medley bankruptcy attorney is hard to find when a legal matter is complicated. Don’t let your financial troubles get worse due to your inability to pay for an attorney. At the Law Office of Alberto H. Hernandez, P.A., we do not let your financial situation prevent you from obtaining financial debt relief. We provide a free consultation to determine your need for services and we provide you with a personalized solution based on your ability to pay. If you would like to speak to us, call us at (305)820-0334 today.